Terms and Conditions

Last Updated: 01/04/2026

Welcome to StopDebtCollectorHarassmentUSA.com.
By accessing this website and purchasing or downloading any digital product, you agree to be bound by the following Terms and Conditions. If you do not agree, please do not use this website or purchase our products.

1. General Information

This website provides informational and educational content related to debt collection harassment and consumer rights in the United States.

All content, including eBooks, guides, templates, and downloadable materials, is provided for educational purposes only.

2. Digital Products

All products sold on this website are digital products delivered electronically.

Once purchased:

Access is provided immediately or shortly after payment
No physical items are shipped
You are responsible for ensuring your device can open digital files (PDF or similar formats)

3. No Legal Advice

The information provided on this website and in our eBooks does not constitute legal advice.

We are not attorneys, and no attorney-client relationship is created by purchasing or using our content.
For legal advice specific to your situation, consult a licensed attorney.

4. Use of Content

All content is protected by copyright law.

You may:

Use the content for personal, non-commercial use

You may NOT:

Reproduce, resell, share, distribute, or copy any content
Upload or redistribute the material on other platforms
Claim ownership of the content

Unauthorized use may result in legal action.

5. Accuracy of Information

We strive to provide accurate and up-to-date information. However:

Laws and regulations may change
Interpretation of laws may vary by jurisdiction
Individual situations differ

We make no guarantees regarding outcomes, results, or legal success.

6. No Guarantees or Results

We do not guarantee that:

Debt collector harassment will stop in every case
Any specific outcome will occur
Legal actions will be successful

Results depend on individual circumstances, actions taken, and third-party behavior.

7. Payment and Pricing

All prices are listed in U.S. dollars unless otherwise stated.

We reserve the right to:

Change prices at any time
Modify or discontinue products without notice

8. Refund Policy

Due to the nature of digital products, all sales are final, unless otherwise stated on the Refund Policy page.

By purchasing, you acknowledge that you waive the right to a refund once the digital product is delivered.

9. Limitation of Liability

To the maximum extent permitted by law:

We are not liable for any direct, indirect, incidental, or consequential damages
We are not responsible for actions taken based on the information provided

Use of this website and its content is at your own risk.

10. Third-Party Links

This website may contain links to third-party websites.

We are not responsible for:

Content on external sites
Privacy practices of third parties
Accuracy of external information

11. Changes to These Terms

We reserve the right to update or modify these Terms and Conditions at any time.

Changes will be posted on this page with an updated revision date.

12. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the United States, without regard to conflict of law principles.

13. Contact Information

For questions regarding these Terms and Conditions, please contact us via the contact form on this website.