Your Rights

What is harassment?

Harassment includes repeated calls, threats, or false statements by debt collectors.

Can I stop calls?

What if they lie?

How do I document violations?

Do I need a lawyer?

Yes, sending a cease-and-desist letter legally stops most calls.

Debt collectors cannot use false information or misrepresent your debt. Document any lies and report them immediately.

Keep records of calls, messages, dates, and what was said to build your case.

No, our guides help you act without costly legal help.

Your Rights

Learn how to protect yourself from illegal debt collector harassment.

Know Laws

Understand federal rules that shield you from harassment.

Take Action

Step-by-step guides to stop harassment without a lawyer.

Learn to document violations clearly and effectively.

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